How can I find a good debt counselor in my area?
My wife and I are really struggling with our credit card debt and
two car payments. We are falling behind further and further. One of our friends suggested that we go to a debt counselor to try to lower our monthly payments and combine some of our bills. Where do I find a local debt settlement counselor in my area?
Categories: Debt Councelors Tags: car payments, Credit Card Debt, debt counselor, debt settlement
I am in the process of fixing my credit so I can buy a home. Would it be easier to deal with the creditors?
myself and go through the negotiation process or allow a debt counselor to help me out?
If you choose the debt counselor can you please give me a few names as to some good agencies to go through and if you have ever been through this process can you give me some good tips that I can use.
Categories: Debt Councelors Tags: debt counselor, negotiation process
I have $2000 in debt. I want to take out a loan to pay this off. What kind of loan should/could I get?
I have almost 00.00 total in credit card debt, on three different cards.(CitiCards: 00.00, Capital One: 0.00, and Gap 0.00.) I have cut up all of my credit cards, but have yet to cancel my accounts.
I have been looking for a way to consolidate this debt into one lump sum or one big balance.(The credit limit on my CitiCard is high enough to transfer over the Capital One and Gap debts, but I am wary of the balance transfer fees.)
I am thinking of going to my local bank and taking out a personal loan to pay off the credit cards, and then just paying the bank off. Is this a good idea?
I have an average credit score and have never missed a single credit card payment. I can afford to pay twice, sometimes three times the monthly minimum payment on each credit card – which is about 0.00 a month combined.
Is there some way to consolidate all of my debt into one payment without calling a debt counselor/debt service? What type of a personal loan could/should I get if possible? HELP