i purchased a home 11 months ago?
mills Asked: i purchased a home 11 months ago?
and i ran upmy credit cards.I am in a debt consolidation program how ever just found out they pile up the money before they make a payment. It is frustrating because the credit card companies call me so many times a day. I mean I was better off paying like I was I just felt like I was getting no where. Does any one know of a bank I can get a loan from to pay my cards in full. I have shred all cards…
Categories: Credit Debt Questions Tags: cards, credit card, credit card companies, debt
How do I go about eliminating my credit card debt?
I am 23 with a nine-month-old son, and I owe (on top of my student loans from college) approximately ,000 in credit card debt. I am looking to do a debt management/consolidation program, but was wondering if I should just contact those credit card companies that say to call them if I have "financial difficulties" instead? Also, which debt consolidation programs would you refer, if any? Thank you!
Categories: Debt Consolidation Tags: consolidation program, credit card companies, Credit Card Debt, debt consolidation programs, debt management, financial difficulties, student loans
Is it better to use a debt consolidation service or contact creditors directly?
I owe on 3 credit cards. One is starting to fall behind on the payments as its too much to pay. Which route is the way to go? Debt consolidation or contacting creditors & explaining that I was living beyond my means & now I am having trouble paying.
On the one card I'm having trouble with (Chase), my monthly balance is 9 but I can afford to pay 0 a month to them. I've heard horror stories where people get the WORST treatment when they try to set up payment plans with credit card companies. Do most companies decline an offer of a payment arrangement? I can get back to more payments in January or February but now is hard.
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