October 22, 2009

How do debt counselors make their money?


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Although they advertise free debt counseling, they are a company so they have to make profits but how do they do this? I teach high school business classes and would like a better understanding of how it works.

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Comments on How do debt counselors make their money? »

October 22, 2009

Ken

I went through a multi-year program with Consumer Credit Counseling Service, billed as a "non-profit" service. They charged me $25 per month all the while I was enrolled. They got some companies to reduce or eliminate additional interest. All except Sears, who wouldn’t budge, but continued to assess huge interest.

All in all, I’m quite glad I did it and I would recommend (and have recommended) this organization.