October 17, 2009
Can Asset Acceptance LLC resubmit a debt to the credit agencies after statute of limitations?
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Asset Acceptance is holding two small utility debts of mine. The statute of limitations has run out but they resubmitted the debt to the credit agencies as if they are new. Can they continue to resubmit a debt after the statute of limitations has run out? How do I fix this?
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Filed under Debt Consolidation by admin
Comments on Can Asset Acceptance LLC resubmit a debt to the credit agencies after statute of limitations? »
Asset Acceptance Corp has earned the distinction of one of "AMERICA’S WORST COLLECTION AGENCY’S". They lie, steal, cheat, misrepresent, file bogus claims, create phony documents and commit perjury in the court system JUST to increase their bottom line.
You should contact them and let them know that you are aware of the illegal tactics they have used and if they don’t remove the item, you will seek civil action against them. Cite the following:
RE-DATING OF THE DEBT IN VIOLATION OF
[CITE: 15USC1681s-2] ยง 623. Responsibilities of furnishers of information to consumer reporting agencies
a) Duty of furnishers of information to provide accurate information (1) Prohibition (A) Reporting information with actual knowledge of errors A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. (B) Reporting information after notice and confirmation of errors A person shall not furnish information relating to a consumer to any consumer reporting agency if– (i) the person has been notified by the consumer, at the address specified by the person for such notices, that specific information is inaccurate; and (ii) the information is, in fact, inaccurate.
Here is a link to find out information about them:
http://www.budhibbs.com/debtcollectorpages/asset_acceptance_corp.htm
http://www.ftc.gov/bcp/menus/consumer/credit/reports.shtm
Download a pdf file regarding how to dispute with CRA’s
LEGAL DISCLAIMER: The advice contained herein is for informational purposes only. It is not to be construed as Legal Counsel nor Legal Advice.